Effective date: 11/01/2025

Please read these Terms of Service (“Terms”) carefully before using drlauriebruce.com and any related pages, content, programs, memberships, products, resources, or services operated by Dr. Laurie Bruce (collectively, the “Services”). By accessing or using the Services, you agree to these Terms and our Privacy Policy.

1. Acceptance of Terms

By visiting, browsing, registering, purchasing, subscribing, downloading, or otherwise using the Services, you agree to be bound by these Terms and any policies referenced within them.

We may update these Terms from time to time. The updated version will be posted on the website and will apply going forward.

2. Eligibility

You must be at least 16 years old to use the Services. If you are under 16, do not use the Services.

By using the Services, you represent that you have the legal capacity to enter into a binding agreement.

3. Accounts and Registration

Some features may require an account (for example, membership access or purchases). You agree to:

Provide accurate, current, and complete information

Keep your login credentials confidential

Accept responsibility for all activity under your account

We may suspend or terminate accounts that violate these Terms.

4. Purchases, Memberships, and Billing

4.1 Paid Services

Some Services require payment, including digital products, memberships, programs, or other offerings (“Paid Services”). Prices, billing frequency, and what is included are described at the point of purchase.

4.2 Payment Processing

Payments are processed using third party payment processors. We do not store full payment card details. Your payment is also subject to the payment processor’s terms and privacy policy.

4.3 Subscriptions and Auto Renewal

If you purchase a subscription or membership, you authorize recurring charges according to the billing interval shown at checkout until you cancel.

You can cancel by following the cancellation instructions in your account area or by emailing [email protected]. Cancellation stops future billing but does not retroactively refund amounts already charged unless required by law or expressly stated in writing.

4.4 Refunds

Unless explicitly stated on the checkout page or sales page for a specific offer, all sales are final and non refundable for digital products, downloads, and membership payments.

If a refund policy is provided for a specific offer, that policy controls.

5. Digital Products and Access

When you purchase a digital product or membership, you receive a limited, personal, non transferable license to access and use the materials for your own use only.

You may not:

Share login access or purchased files with others

Copy, reproduce, resell, or distribute content

Upload content to file sharing sites or public platforms

6. Intellectual Property

All site content and materials, including text, graphics, audio, video, downloads, and course or membership materials, are owned by Dr. Laurie Bruce or licensed to us and are protected by intellectual property laws.

Nothing in these Terms transfers ownership to you.

7. User Content and Community Features (if applicable)

If you submit content (comments, testimonials, posts, messages, or other materials) you:

Confirm you have the rights to submit it

Agree it is not unlawful, misleading, or infringing

Grant us a non exclusive, worldwide, royalty free license to use, display, reproduce, and share it for operating and marketing the Services (for example, displaying testimonials), unless you revoke permission in writing where allowed

We may remove user content at our discretion.

8. Prohibited Uses

You agree not to use the Services to:

Violate laws or regulations

Infringe intellectual property or privacy rights

Harass, abuse, defame, or harm others

Transmit malware, spam, or disruptive code

Scrape, crawl, or harvest data without permission

Attempt unauthorized access to accounts or systems

Misrepresent your identity or affiliation

9. Third Party Links and Tools

The Services may include links to third party sites or use third party tools (for example analytics, email platforms, embedded media, payment processors). We are not responsible for third party services, content, or policies. Your use of third party services is at your own risk.

10. Disclaimers (No Medical Advice, No Guarantees)

10.1 Informational Purpose

Content on the site and in programs is for educational and informational purposes and is not a substitute for professional medical, mental health, legal, or financial advice.

If you need emergency help, contact local emergency services immediately.

10.2 No Results Guaranteed

We do not guarantee outcomes from using the Services. Results depend on many factors outside our control, including your implementation and personal circumstances.

10.3 As Is

The Services are provided “as is” and “as available” without warranties of any kind, to the maximum extent permitted by law.

11. Limitation of Liability

To the maximum extent permitted by law, Dr. Laurie Bruce will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or goodwill arising from your use of the Services.

If liability cannot be excluded, our total liability for any claim will not exceed the amount you paid to us for the specific paid service giving rise to the claim during the 3 months before the event, or $500, whichever is greater.

12. Indemnification

You agree to indemnify and hold harmless Dr. Laurie Bruce from any claims, damages, liabilities, and expenses (including reasonable attorney fees) arising from your:

Use or misuse of the Services

Violation of these Terms

Infringement of rights of any third party

User content you submit

13. Termination

We may suspend or terminate access to the Services at any time if we believe you violated these Terms or if required for security, legal, or operational reasons.

Upon termination, your right to access the Services ends immediately. Sections intended to survive termination will survive, including intellectual property, disclaimers, limitation of liability, and indemnification.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law principles.

Any dispute will be brought in the state or federal courts located in Ohio, unless otherwise required by applicable law.

15. Changes to the Services

We may modify, suspend, or discontinue any part of the Services at any time, including features, content, pricing, and availability.

16. Contact

Questions about these Terms can be sent to:

Dr. Laurie Bruce
Email: [email protected]
Phone: +1 859 512 9231
Address: 9403 Kenwood Rd, Suite B 203, Blue Ash, Ohio 45242, United States